Last updated: September 2026
1. Acceptance of Terms
By accessing and using the crater-trail website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
2. About Our Services
crater-trail provides financial education courses and workshops for children and adults. Our services are educational in nature and are designed to teach financial concepts and skills. We are not a financial advisory service and do not provide personalised financial advice.
3. Educational Content Disclaimer
The information provided through our courses, workshops, and website is for educational purposes only. It should not be considered as:
- Personalised financial, investment, or tax advice
- A recommendation to buy, sell, or hold any financial product
- A guarantee of any particular financial outcome
- A substitute for professional financial advice
Always consult with a qualified financial adviser before making significant financial decisions.
4. Course Enrolment and Payment
Enrolment
Course enrolment is subject to availability. We reserve the right to refuse enrolment at our discretion.
Payment
Full payment is required at the time of enrolment unless a payment plan has been agreed. Prices are quoted in British Pounds Sterling and include VAT where applicable.
Refund Policy
You may request a full refund within seven days of the first session. After this period, refunds are provided as credit toward future courses, valid for 12 months. No refunds are available after the course midpoint.
5. Intellectual Property
All content on this website, including text, graphics, logos, course materials, and software, is the property of crater-trail or its content suppliers and is protected by copyright and intellectual property laws.
You may not:
- Reproduce, distribute, or publicly display our content without permission
- Use our materials for commercial purposes
- Modify or create derivative works from our content
6. User Conduct
When using our website and participating in our courses, you agree to:
- Provide accurate information during registration
- Respect other participants and instructors
- Not disrupt courses or other participants' learning
- Not share course materials with non-enrolled individuals
- Not use our website for any unlawful purpose
7. Website Use
You agree not to:
- Interfere with the proper functioning of the website
- Attempt to gain unauthorised access to our systems
- Use automated systems to access the website without permission
- Transmit viruses or malicious code
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites. Accessing third-party websites is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, crater-trail shall not be liable for:
- Any indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Financial decisions made based on our educational content
- Any errors or omissions in our content
Our total liability for any claim shall not exceed the amount paid by you for the relevant course or service.
10. Indemnification
You agree to indemnify and hold harmless crater-trail, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our website or services, or your violation of these terms.
11. Changes to Courses
We reserve the right to modify course content, schedules, and instructors. If significant changes are made, enrolled participants will be notified and offered the option to withdraw with a full refund.
12. Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Changes to Terms
We may update these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Continued use of our website after changes constitutes acceptance of the new terms.
14. Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
15. Contact Information
For questions about these Terms of Use, please contact us:
crater-trail
47 Carver Street
Sheffield, S1 4FS
United Kingdom
Email: [email protected]